Retirement is life-changing, and we tend to approach it with some trepidation. When we’re in the prime of our working life, we may not think about it as much as we should, and once we get the handshake and head home to enjoy our “golden years,” we might not find those years quite as golden as we thought they would be.
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| Retirement and You: What to Expect and What to Do: eAskme |
Enjoying retirement means preparing yourself - not only financially but also psychologically.
Retirement and You: What to Expect and What to Do:
Here’s what you need to know.
The Run-Up to Retirement: Longer is Better:
For the average Canadian, preparing for retirement should begin as soon as your professional life.
But no matter when you realize that everyone gets older in time and that time grows investments, management from your Calgary financial advisors will be a must.
Managing capital and retirement savings is an intensive business that requires financial smarts and a team of professionals ranging from investment experts to lawyers and accountants.
Don’t play a hit-or-miss game with your retirement savings. Get help.
Retirement Day Arrives: Expect Mixed Feelings:
After all those years, you reach your last day of work.
Your co-workers are patting you on the back and wishing you luck.
You’ve packed up your office, cleared your desk, and won’t return to work tomorrow.
Until you experience this for yourself, you might think it’s a happy day, but in reality, your feelings will be mixed.
Yes, you’ll be the captain of your ship from now on.
But where will you sail it to?
You’re never too old to thrive on challenges, have a purpose, or crave productivity.
Do you have a plan?
At First, it Feels Like a Vacation, but You’re Soon Bored:
The first weeks or months of your retirement are quite pleasant.
You still wake up at the same time every day, but if you want to hit snooze or kill the alarm, you’re free to do so.
You binge-watch your favorite series, potter around the house and garden, and generally take it easy.
Perhaps you spend some time traveling the country or going on an overseas holiday. But then it hits home.
This is your new life.
You’ve done most of the things you originally planned to do after retirement, and you’re bored stiff.
It’s time to find yourself.
- What will give you enjoyment and a sense of meaning? For once, it doesn’t have to be profitable in monetary terms.
- Will you learn a language?
- Choose a new hobby?
- Volunteer for community causes?
Your options are so varied that it can be hard to develop a new routine that gives you a sense of striving and reward.
The good news is that you’ll fill the vacuum - but the transition can be tough.
You Develop Your “New Normal” - and it’s Awesome:
Few people realize how hard it is to accustom oneself to retired life.
Feelings of emptiness, lack of purpose, boredom, and loneliness are inevitable, and how long they last vary from individual to individual.
However, in time, you settle down, develop a new routine, and begin to enjoy retirement.
Provided your health is good, you plan well, and you don’t have to worry about money, retirement can be the best time of your life.
If you still have any question, feel free to ask me via comments.
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